GET AN OFFER

Terms and Conditions

Effective Date: October 8, 2026
Last Updated: October 8, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomesgilbertarizona.com (the “Website”) and services offered through the Website by I Buy Fire Damaged Homes Gilbert Arizona (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting an offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website currently presents our business principally as a direct cash purchaser of fire-damaged property in Gilbert, Arizona.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to purchase property for our own account:

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and not a purchase agreement.

You may reject a proposed offer unless and until you execute a legally enforceable transaction agreement, subject to applicable statutory or contractual cancellation rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every owner.

7. Agents, Wholesalers, and Other Representatives

If an agent, contract holder, wholesaler, attorney-in-fact, trustee, personal representative, or other representative submits property information, that person is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless included in a legally enforceable written transaction agreement.

A preliminary offer may change after due diligence.

11. Offer Methodology

Potential offers may take into account:

No particular valuation method, purchase price, or financial result is guaranteed.

12. Binding Transactions

A binding transaction arises only when the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. Arizona Does Not Require One Universal Statutory SPDS Form

Arizona differs from states that require every ordinary residential seller to complete one specific statutory property-condition questionnaire.

Arizona’s commonly used Residential Seller’s Property Disclosure Statement (“SPDS”) is an Arizona REALTORS® form, not itself a universal statutory form that every private Arizona seller must complete solely because state statute says so.

However, the absence of a universal statutory SPDS requirement does not mean an Arizona seller may conceal known material property conditions.

14. Arizona Common-Law Disclosure Duty

Arizona law recognizes that when a seller knows facts materially affecting the value of real property that:

the seller can have a duty to disclose those facts.

This principle is particularly important for latent fire-related conditions that cannot reasonably be seen during an ordinary walkthrough.

15. SPDS Requirements Under Common Arizona Purchase Contracts

The standard Arizona REALTORS® Residential Resale Real Estate Purchase Contract generally requires a seller to provide the SPDS to the buyer within five days after contract acceptance, unless the parties’ actual contract provides otherwise.

Accordingly, while the SPDS is not a universal statutory form, it can become a contractual requirement.

The actual purchase agreement controls.

16. Fire Damage Is Expressly Addressed by the SPDS

The current Arizona REALTORS® SPDS asks whether the seller knows of damage to any structure on the property from specified events, including:

The form also asks for an explanation.

Fire damage is therefore expressly addressed in Arizona’s commonly used residential disclosure form.

17. Other Fire-Related SPDS Categories

Fire damage can affect other SPDS items involving:

18. Disclosure Duties Remain Even Without a SPDS

A seller should not assume that refusing to provide a voluntary or contract-based SPDS eliminates Arizona disclosure duties.

Known material facts that must otherwise be disclosed should still be disclosed truthfully.

19. No Duty to Disclose Certain Stigmatizing Facts

Arizona separately provides that a seller or licensee generally cannot be held liable merely for failing to disclose specified stigmatizing matters such as:

Those statutory exceptions concern stigma.

They do not create an exemption for physical fire damage, structural defects, electrical damage, smoke contamination, or other material property conditions.

20. As-Is Transactions

The Website advertises as-is cash purchases.

An as-is provision may allocate significant inspection and repair risk to the purchaser.

It does not automatically authorize:

21. No Universal Requirement to Repair Before Sale

Arizona does not impose one statewide rule requiring every fire-damaged house to be completely restored before it may be sold.

A property may potentially be transferred in damaged condition.

Separate:

may nevertheless affect the property.

22. No Universal Fire-Document Package

Arizona does not impose one universal rule requiring every residential seller automatically to deliver every:

to every purchaser.

Particular documents may nevertheless be:

23. No Universal Professional Inspection Requirement

Arizona does not impose one statewide rule requiring every private seller of a fire-damaged residence to commission every possible:

before selling.

Professional review can nevertheless be prudent or required by local authorities, insurers, lenders, contracts, or the property’s actual condition.

24. Gilbert Building and Fire Permits

The Town of Gilbert administers residential building and fire-related permits through its Development Services processes and One Stop Shop.

Gilbert’s permitting system distinguishes between:

Depending on the work, a fire-damaged property’s restoration may require separate approvals.

25. Gilbert Fire Permits

Gilbert’s current One Stop Shop identifies separate Fire permit categories concerning matters including:

A building purchase does not eliminate an existing fire-permit requirement.

26. Building and Fire Inspections

Gilbert performs building and fire inspections on permitted projects.

Repair or reconstruction may therefore require:

A sale does not constitute an inspection approval.

27. Code Violations and Government Orders

A fire-damaged property may be affected by:

A transfer of ownership does not necessarily eliminate requirements relating to the property.

28. Cleanup and Restoration

The Website states that repairs and permitting may be handled after closing.

Any:

must comply with applicable licensing, environmental, worker-safety, disposal, permitting, and other requirements.

Nothing in these Terms represents that we personally perform regulated contractor work unless legally authorized.

29. Inspections and Due Diligence

An as-is cash purchase does not prevent the purchaser from conducting due diligence allowed by the purchase agreement.

Due diligence may include:

30. Website Offer and Closing Claims

The Website advertises:

These statements describe possible or intended transaction structures and are not guarantees.

Actual timing may depend on:

31. “Fair Cash Offer” and Market-Value Claims

The Website repeatedly describes its offers as fair and based on market data and repair costs.

Such statements should not be interpreted as a guarantee that:

The signed purchase agreement controls the actual price.

32. No Agent Commissions and Seller Fees

Where a seller completes a genuine direct sale without a listing broker, a conventional listing-agent commission may not apply.

If an Arizona real estate licensee participates, compensation obligations will be determined by applicable:

33. Arizona Wholesale Buyer Disclosure

Arizona Revised Statutes section 44-5101 specifically regulates wholesale buyers of residential real property containing fewer than five dwelling units.

Before the parties enter into a binding agreement, a wholesale buyer must disclose in writing to the seller that the buyer is a wholesale buyer.

34. Arizona Wholesale Seller Disclosure

A wholesale seller must disclose in writing to the buyer, before a binding agreement, that:

35. Seller Cancellation if Wholesale Buyer Fails to Disclose

If a wholesale buyer violates Arizona’s disclosure requirement, the seller may generally:

Nothing in these Website Terms limits that statutory right.

36. Buyer Cancellation if Wholesale Seller Fails to Disclose

If a wholesale seller fails to provide the required disclosure, the buyer may generally:

37. What Arizona Currently Means by Wholesale Buyer

For purposes of section 44-5101, a wholesale buyer generally means a person or entity that:

Residential real property for this statute means real property with fewer than five dwelling units.

38. Contractual Interest Is Not Legal Title

A purchase contract, option, assignment right, or equitable interest is different from record legal title.

A contract holder should not falsely represent that:

39. Do Not Publish Proposed 2026 Wholesale Rules as Current Law

Arizona House Bill 2486 proposed substantial additional requirements in 2026 involving wholesalers, distressed-homeowners, equity purchasers, licensing, and minimum-price protections.

That proposal did not become law.

Accordingly, this Website should not state that Arizona currently requires, merely because of that proposal:

Current enacted law must be distinguished from unsuccessful bills.

40. Arizona Real Estate Licensing

Arizona defines a real estate broker principally as a person who, for another and for compensation, performs specified real-estate activities.

Regulated activities can include:

41. Principal Purchaser and Owner Exemption

Arizona’s licensing statute contains an exemption for qualifying persons and entities dealing in their own property, subject to statutory limitations.

A genuine principal owner or purchaser dealing for its own account therefore may be situated differently from a person acting for another owner or buyer for compensation.

The exemption should not be stretched beyond its statutory scope.

42. Wholesaling Law Does Not Eliminate Licensing Analysis

Compliance with section 44-5101 does not itself establish that every act connected to a wholesaling business is exempt from Arizona real-estate licensing requirements.

Actual conduct matters, including:

43. Assignment Depends on the Contract

Whether a purchase agreement may be assigned depends on:

Nothing on the Website guarantees that every purchase agreement is assignable.

44. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

45. Arizona Foreclosure Consultants

Arizona separately regulates foreclosure consultants.

A person may become a foreclosure consultant where the person, for compensation, represents that services will help a homeowner:

A direct purchaser should avoid portraying itself as the seller’s compensated foreclosure consultant unless the relationship separately complies with Arizona law.

46. Foreclosure Consulting Contract Requirements

A covered Arizona foreclosure consulting contract generally must:

These Website Terms do not replace those statutory documents.

47. Three-Business-Day Cancellation Right

A homeowner generally has the right to cancel a covered foreclosure consulting contract until midnight of the third business day following the day the homeowner signs a compliant contract.

That right cannot be conditioned on repayment of money previously advanced.

48. No Advance Compensation for Covered Foreclosure Consulting

A covered Arizona foreclosure consultant generally may not charge, collect, or receive compensation until after the consultant has fully performed each covered service that it contracted or represented it would perform.

49. Foreclosure Consultant Cannot Acquire the Client’s Residence

A covered foreclosure consultant generally may not acquire, directly or indirectly, any interest in the residence in foreclosure of a homeowner with whom the consultant contracted.

A direct cash buyer should therefore keep a clear operational distinction between:

50. Foreclosure Reconveyances

Arizona’s foreclosure-consultant law specifically recognizes a foreclosure reconveyance, generally involving:

Potential:

should receive transaction-specific Arizona legal review.

51. Ordinary Permanent Sale Is Different

An ordinary arm’s-length permanent property sale in which:

is different from a foreclosure reconveyance.

The parties’ actual conduct and agreements control.

52. Requesting an Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving a potential offer, or negotiating a purchase does not automatically:

Homeowners facing foreclosure should independently verify all applicable deadlines.

53. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

54. Federal Mortgage-Assistance Rules

Where separate conduct constitutes mortgage-assistance-relief services under federal law, additional federal requirements can regulate:

55. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

56. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

57. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ respective rights concerning:

58. Insurance Rights Do Not Automatically Transfer

The sale of a fire-damaged property does not automatically transfer:

Those issues depend on:

59. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A seller seeking professional assistance negotiating an insurance claim should work with an appropriately licensed insurance professional or attorney where required.

60. Tenant-Occupied Property

The sale of tenant-occupied property does not itself terminate every lawful tenancy.

A purchaser should evaluate:

A property appearing physically vacant after a fire should not automatically be treated as legally free of tenant rights.

61. Homeowners Associations

Many Gilbert properties are located within planned communities or condominiums.

Separate Arizona statutes may require association-related disclosure, resale information, assessments, governing documents, or other information depending on the property.

These obligations are separate from fire-damage disclosure.

62. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces applicable federal disclosure obligations.

63. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

64. Arizona Recording Law

Arizona generally permits recording of a wire, electronic, or oral communication when:

Because interstate communications can involve a jurisdiction with stricter recording requirements, additional notice or consent may be used.

Where another applicable jurisdiction imposes a stricter rule, that stricter rule controls.

65. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

66. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

67. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This does not eliminate documents that applicable law requires to be delivered in another form.

68. Privacy

Our handling of personal information is described in our Privacy Policy.

69. Independent Decision-Making

Selling fire-damaged real estate can have substantial:

You may wish to consult:

70. No Professional Advice

Website content does not constitute individualized:

71. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

Where an Arizona licensed real estate professional participates, applicable brokerage and agency documentation controls.

72. Acceptable Use

You may not:

73. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Fire Damaged Homes Gilbert Arizona.

You may not commercially reproduce protected Website content without authorization.

74. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

75. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

76. No Guarantee of Transaction

We do not guarantee:

77. Marketing Claims

Website statements describing our offers or process as:

describe intended or possible service characteristics and do not guarantee a particular financial result.

The executed transaction documents control.

78. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

79. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

80. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY FIRE DAMAGED HOMES GILBERT ARIZONA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

81. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

82. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Fire Damaged Homes Gilbert Arizona from claims arising from your:

83. Governing Law

These Terms are governed by the laws of the State of Arizona, except where another law must apply.

84. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Arizona.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

85. Non-Waivable Arizona Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

86. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

87. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

88. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

89. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

90. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

91. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real-estate transaction documents.

92. Contact Us

Questions concerning these Terms may be directed to:

I Buy Fire Damaged Homes Gilbert Arizona
Gilbert, Arizona
United States

Website: ibuyfiredamagedhomesgilbertarizona.com