Effective Date: October 8, 2026
Last Updated: October 8, 2026
These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomesgilbertarizona.com (the “Website”) and services offered through the Website by I Buy Fire Damaged Homes Gilbert Arizona (“we,” “us,” or “our”).
By accessing the Website, submitting property information, requesting an offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.
1. Purpose of the Website
The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:
- Fire-damaged property;
- Smoke-damaged property;
- Water-damaged property;
- Structurally damaged property;
- Distressed property;
- Vacant property;
- Tenant-occupied property;
- Inherited property;
- Probate or estate property;
- Property facing foreclosure;
- Property subject to liens;
- Property requiring cleanup;
- Property requiring substantial repairs; and
- Other residential or investment property.
Depending on the property and transaction, we may:
- Evaluate the property;
- Purchase or seek to purchase it directly;
- Make or facilitate a potential cash offer;
- Conduct or arrange due diligence;
- Coordinate cleanout where agreed;
- Enter into a purchase agreement;
- Acquire contractual or equitable rights;
- Assign contractual rights where legally and contractually permitted;
- Engage in a qualifying wholesale transaction subject to Arizona law;
- Work with licensed Arizona real estate professionals where legally required; or
- Decline the opportunity.
Nothing displayed on the Website constitutes a binding offer to purchase real estate.
2. Our Role
The Website currently presents our business principally as a direct cash purchaser of fire-damaged property in Gilbert, Arizona.
Depending on the transaction, we may act as:
- A prospective principal purchaser;
- A real estate investor;
- A property-acquisition business;
- A contract purchaser;
- A wholesale buyer where applicable;
- A holder of contractual or equitable rights;
- An affiliate or co-investor with another purchaser; or
- Another lawful transaction participant.
Our actual role depends on the transaction documents and conduct.
Unless separately and lawfully established, we do not act as your:
- Real estate broker;
- Seller’s agent;
- Attorney;
- Accountant;
- Tax adviser;
- Financial adviser;
- Insurance adviser;
- Public adjuster;
- Contractor;
- Engineer;
- Appraiser;
- Fiduciary;
- Housing counselor;
- Mortgage lender;
- Mortgage servicer;
- Mortgage broker;
- Loan-modification provider;
- Foreclosure consultant;
- Debt-relief provider; or
- Other professional adviser.
3. Direct Purchase Model
Where we seek to purchase property for our own account:
- Our economic interests may differ from the seller’s;
- We may seek a purchase price accounting for repair costs, cleanup, holding costs, closing expenses, risk, and investment return;
- We negotiate for ourselves unless another written relationship expressly provides otherwise; and
- We do not automatically owe the seller the duties of a seller’s broker, fiduciary, attorney, appraiser, insurance adviser, or financial adviser.
4. No Obligation to Sell
Submitting information or requesting an offer does not obligate you to sell.
A Website submission is an inquiry and not a purchase agreement.
You may reject a proposed offer unless and until you execute a legally enforceable transaction agreement, subject to applicable statutory or contractual cancellation rights.
5. No Obligation to Purchase
Submitting property information does not require us to:
- Inspect the property;
- Make an offer;
- Maintain a prior offer;
- Continue negotiations;
- Purchase the property; or
- Complete a transaction.
6. Eligibility and Authority
By using the Website or submitting property information, you represent that:
- You are at least 18 years old;
- You possess legal capacity to contract;
- Information you provide is materially accurate to the best of your knowledge;
- You own the property or are lawfully authorized to communicate concerning it; and
- Your use complies with applicable law.
Submission by one co-owner does not necessarily authorize that person to bind every owner.
7. Agents, Wholesalers, and Other Representatives
If an agent, contract holder, wholesaler, attorney-in-fact, trustee, personal representative, or other representative submits property information, that person is responsible for having lawful authority to do so.
Nothing on the Website authorizes:
- Unlicensed brokerage;
- Misrepresentation of ownership;
- Unauthorized marketing of another person’s property;
- Unauthorized disclosure of property-owner information; or
- Violation of an existing purchase agreement.
8. Property Research
We may research:
- Ownership;
- Recorded deeds;
- Mortgages and deeds of trust;
- Liens;
- Judgments;
- Property taxes;
- Notices of trustee sale;
- Property condition;
- Fire and smoke damage;
- Structural condition;
- Roof and foundation;
- Electrical and plumbing systems;
- Heating and cooling;
- Repairs;
- Building permits;
- Fire-protection permits;
- Inspection records;
- Code-enforcement matters;
- Insurance claims;
- Tenant status;
- Probate;
- Foreclosure;
- Comparable sales; and
- Other information relevant to evaluating a transaction.
9. Property Assessments
An acquisition evaluation may include:
- Visual inspection;
- Photography;
- Contractor review;
- Structural review;
- Repair estimates;
- Environmental review;
- Permit research;
- Code-enforcement research;
- Title review;
- Insurance review;
- Tenant review; and
- Other due diligence.
An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.
10. Preliminary Offers
Any preliminary:
- Cash offer;
- Estimated offer;
- Property valuation;
- Price range;
- Repair estimate; or
- Similar statement
is non-binding unless included in a legally enforceable written transaction agreement.
A preliminary offer may change after due diligence.
11. Offer Methodology
Potential offers may take into account:
- Existing property condition;
- Fire and smoke damage;
- Structural damage;
- After-repair value;
- Comparable sales;
- Restoration expenses;
- Cleanup expenses;
- Permit expenses;
- Holding costs;
- Property taxes;
- Insurance;
- Closing expenses;
- Market conditions;
- Risk; and
- Expected investment return.
No particular valuation method, purchase price, or financial result is guaranteed.
12. Binding Transactions
A binding transaction arises only when the applicable parties execute legally enforceable transaction documents.
Closing may depend on:
- Ownership verification;
- Authority to sell;
- Title;
- Mortgages and deeds of trust;
- Liens;
- Judgments;
- Taxes;
- Seller disclosures;
- Wholesale-buyer disclosures where applicable;
- Property access;
- Due diligence;
- Probate;
- Foreclosure status;
- Insurance;
- Buyer funding;
- Escrow;
- Gilbert permits or code issues; and
- Other contractual or legal requirements.
13. Arizona Does Not Require One Universal Statutory SPDS Form
Arizona differs from states that require every ordinary residential seller to complete one specific statutory property-condition questionnaire.
Arizona’s commonly used Residential Seller’s Property Disclosure Statement (“SPDS”) is an Arizona REALTORS® form, not itself a universal statutory form that every private Arizona seller must complete solely because state statute says so.
However, the absence of a universal statutory SPDS requirement does not mean an Arizona seller may conceal known material property conditions.
14. Arizona Common-Law Disclosure Duty
Arizona law recognizes that when a seller knows facts materially affecting the value of real property that:
- Are not readily observable; and
- Are not known to the buyer,
the seller can have a duty to disclose those facts.
This principle is particularly important for latent fire-related conditions that cannot reasonably be seen during an ordinary walkthrough.
15. SPDS Requirements Under Common Arizona Purchase Contracts
The standard Arizona REALTORS® Residential Resale Real Estate Purchase Contract generally requires a seller to provide the SPDS to the buyer within five days after contract acceptance, unless the parties’ actual contract provides otherwise.
Accordingly, while the SPDS is not a universal statutory form, it can become a contractual requirement.
The actual purchase agreement controls.
16. Fire Damage Is Expressly Addressed by the SPDS
The current Arizona REALTORS® SPDS asks whether the seller knows of damage to any structure on the property from specified events, including:
- Flood;
- Fire;
- Wind;
- Expansive soils;
- Water;
- Hail; or
- Other causes.
The form also asks for an explanation.
Fire damage is therefore expressly addressed in Arizona’s commonly used residential disclosure form.
17. Other Fire-Related SPDS Categories
Fire damage can affect other SPDS items involving:
- Interior walls;
- Ceilings;
- Doors;
- Windows;
- Floors;
- Foundation;
- Exterior walls;
- Slab;
- Roof;
- Chimney or fireplace;
- Heating;
- Cooling;
- Plumbing;
- Electrical systems;
- Smoke or fire detection;
- Fire-suppression systems;
- Building-code violations;
- Municipal violations;
- Alterations;
- Repairs;
- Water damage;
- Mold;
- Environmental conditions; and
- Other property systems.
18. Disclosure Duties Remain Even Without a SPDS
A seller should not assume that refusing to provide a voluntary or contract-based SPDS eliminates Arizona disclosure duties.
Known material facts that must otherwise be disclosed should still be disclosed truthfully.
19. No Duty to Disclose Certain Stigmatizing Facts
Arizona separately provides that a seller or licensee generally cannot be held liable merely for failing to disclose specified stigmatizing matters such as:
- A natural death;
- Suicide;
- Homicide;
- Certain felony crimes;
- Specified diseases; or
- Proximity to a sex offender.
Those statutory exceptions concern stigma.
They do not create an exemption for physical fire damage, structural defects, electrical damage, smoke contamination, or other material property conditions.
20. As-Is Transactions
The Website advertises as-is cash purchases.
An as-is provision may allocate significant inspection and repair risk to the purchaser.
It does not automatically authorize:
- Fraud;
- Intentional concealment;
- Misrepresentation;
- False responses to a disclosure form;
- Breach of contractual representations;
- Evasion of a required wholesale disclosure;
- Violation of foreclosure-consultant law;
- Evasion of title obligations;
- Violation of governmental orders; or
- Waiver of other non-waivable duties.
21. No Universal Requirement to Repair Before Sale
Arizona does not impose one statewide rule requiring every fire-damaged house to be completely restored before it may be sold.
A property may potentially be transferred in damaged condition.
Separate:
- Building codes;
- Unsafe-building requirements;
- Building permits;
- Fire-protection permits;
- Electrical permits;
- Plumbing permits;
- Mechanical permits;
- Utility restrictions;
- Occupancy restrictions;
- Environmental requirements;
- Insurance obligations;
- HOA requirements;
- Town of Gilbert requirements; and
- Contract terms
may nevertheless affect the property.
22. No Universal Fire-Document Package
Arizona does not impose one universal rule requiring every residential seller automatically to deliver every:
- Fire-department report;
- Insurance claim file;
- Adjuster report;
- Contractor invoice;
- Engineering report;
- Photograph;
- Repair estimate;
- Permit;
- Restoration report; or
- Inspection record
to every purchaser.
Particular documents may nevertheless be:
- Needed to explain a disclosed condition;
- Required by contract;
- Requested during due diligence;
- Required by an insurer;
- Required by a lender;
- Required by Gilbert;
- Required by escrow or title professionals; or
- Required under another law.
23. No Universal Professional Inspection Requirement
Arizona does not impose one statewide rule requiring every private seller of a fire-damaged residence to commission every possible:
- Structural inspection;
- Electrical inspection;
- Environmental inspection;
- Mold inspection;
- Engineering report; or
- Fire investigation
before selling.
Professional review can nevertheless be prudent or required by local authorities, insurers, lenders, contracts, or the property’s actual condition.
24. Gilbert Building and Fire Permits
The Town of Gilbert administers residential building and fire-related permits through its Development Services processes and One Stop Shop.
Gilbert’s permitting system distinguishes between:
- Residential building permits; and
- Fire-related permits and reviews.
Depending on the work, a fire-damaged property’s restoration may require separate approvals.
25. Gilbert Fire Permits
Gilbert’s current One Stop Shop identifies separate Fire permit categories concerning matters including:
- Fire alarms and sprinklers;
- Fire access;
- Hazardous materials;
- Emergency or backup power;
- Flammable spray or finish systems; and
- Other regulated fire-protection matters.
A building purchase does not eliminate an existing fire-permit requirement.
26. Building and Fire Inspections
Gilbert performs building and fire inspections on permitted projects.
Repair or reconstruction may therefore require:
- Permit issuance;
- Inspection;
- Correction of deficiencies; and
- Final approval.
A sale does not constitute an inspection approval.
27. Code Violations and Government Orders
A fire-damaged property may be affected by:
- Code-enforcement issues;
- Unsafe conditions;
- Permit requirements;
- Utility restrictions;
- Required stabilization;
- Repair requirements;
- Demolition requirements; or
- Other governmental actions.
A transfer of ownership does not necessarily eliminate requirements relating to the property.
28. Cleanup and Restoration
The Website states that repairs and permitting may be handled after closing.
Any:
- Debris removal;
- Demolition;
- Construction;
- Electrical work;
- Plumbing work;
- Fire-protection work;
- Asbestos work;
- Lead-related work;
- Hazardous-material handling;
- Environmental remediation; or
- Other regulated activity
must comply with applicable licensing, environmental, worker-safety, disposal, permitting, and other requirements.
Nothing in these Terms represents that we personally perform regulated contractor work unless legally authorized.
29. Inspections and Due Diligence
An as-is cash purchase does not prevent the purchaser from conducting due diligence allowed by the purchase agreement.
Due diligence may include:
- Visual inspection;
- Structural evaluation;
- Contractor estimates;
- Fire-damage assessment;
- Electrical review;
- Environmental review;
- Mold investigation;
- Permit research;
- Code-enforcement research;
- Title review;
- Insurance review; and
- Other investigation.
30. Website Offer and Closing Claims
The Website advertises:
- A no-pressure as-is cash offer within approximately 24 hours;
- Closing in approximately 10 days in some locations on the site;
- Closing in as little as 7 days elsewhere on the site;
- No traditional listing delays;
- No commissions;
- No hidden fees; and
- Handling repairs and permits after closing.
These statements describe possible or intended transaction structures and are not guarantees.
Actual timing may depend on:
- Ownership;
- Title;
- Mortgages;
- Liens;
- Seller disclosures;
- Wholesale disclosures;
- Foreclosure;
- Probate;
- Insurance;
- Property access;
- Gilbert permits or orders;
- Escrow;
- Buyer funding; and
- Other circumstances.
31. “Fair Cash Offer” and Market-Value Claims
The Website repeatedly describes its offers as fair and based on market data and repair costs.
Such statements should not be interpreted as a guarantee that:
- The offer equals appraised fair market value;
- The offer equals repaired retail value;
- The offer exceeds every competing offer;
- The seller could not obtain a higher price through another sales method; or
- A particular valuation formula will always be used.
The signed purchase agreement controls the actual price.
32. No Agent Commissions and Seller Fees
Where a seller completes a genuine direct sale without a listing broker, a conventional listing-agent commission may not apply.
If an Arizona real estate licensee participates, compensation obligations will be determined by applicable:
- Brokerage agreements;
- Representation documents;
- Purchase agreements;
- Escrow instructions; and
- Arizona law.
33. Arizona Wholesale Buyer Disclosure
Arizona Revised Statutes section 44-5101 specifically regulates wholesale buyers of residential real property containing fewer than five dwelling units.
Before the parties enter into a binding agreement, a wholesale buyer must disclose in writing to the seller that the buyer is a wholesale buyer.
34. Arizona Wholesale Seller Disclosure
A wholesale seller must disclose in writing to the buyer, before a binding agreement, that:
- The seller is a wholesale seller;
- The seller holds an equitable interest in the real property; and
- The wholesale seller may not be able to convey title to the property.
35. Seller Cancellation if Wholesale Buyer Fails to Disclose
If a wholesale buyer violates Arizona’s disclosure requirement, the seller may generally:
- Cancel the contract at any time before the close of escrow;
- Cancel without penalty; and
- Retain earnest money paid by the wholesale buyer.
Nothing in these Website Terms limits that statutory right.
36. Buyer Cancellation if Wholesale Seller Fails to Disclose
If a wholesale seller fails to provide the required disclosure, the buyer may generally:
- Cancel before the close of escrow;
- Cancel without penalty; and
- Receive a refund of earnest money paid by the buyer.
37. What Arizona Currently Means by Wholesale Buyer
For purposes of section 44-5101, a wholesale buyer generally means a person or entity that:
- Enters into a purchase contract for residential real property as the buyer; and
- Assigns that same purchase contract to another person or entity.
Residential real property for this statute means real property with fewer than five dwelling units.
38. Contractual Interest Is Not Legal Title
A purchase contract, option, assignment right, or equitable interest is different from record legal title.
A contract holder should not falsely represent that:
- It is the deed owner;
- It owns legal title;
- Title has already transferred;
- It is conveying legal title when only contractual rights are being transferred; or
- Its rights exceed those created by the contract.
39. Do Not Publish Proposed 2026 Wholesale Rules as Current Law
Arizona House Bill 2486 proposed substantial additional requirements in 2026 involving wholesalers, distressed-homeowners, equity purchasers, licensing, and minimum-price protections.
That proposal did not become law.
Accordingly, this Website should not state that Arizona currently requires, merely because of that proposal:
- A universal wholesaler purchase price of 82% of fair market value;
- A 14-point statutory wholesaler notice in the form proposed by HB 2486;
- Automatic licensure after two annual wholesale transactions; or
- The other proposed HB 2486 protections.
Current enacted law must be distinguished from unsuccessful bills.
40. Arizona Real Estate Licensing
Arizona defines a real estate broker principally as a person who, for another and for compensation, performs specified real-estate activities.
Regulated activities can include:
- Selling or purchasing real estate for another;
- Offering to buy or sell;
- Negotiating;
- Listing;
- Dealing in options;
- Advertising brokerage activity;
- Procuring prospects calculated to result in a real-estate transaction;
- Assisting negotiations; and
- Certain related compensated services.
41. Principal Purchaser and Owner Exemption
Arizona’s licensing statute contains an exemption for qualifying persons and entities dealing in their own property, subject to statutory limitations.
A genuine principal owner or purchaser dealing for its own account therefore may be situated differently from a person acting for another owner or buyer for compensation.
The exemption should not be stretched beyond its statutory scope.
42. Wholesaling Law Does Not Eliminate Licensing Analysis
Compliance with section 44-5101 does not itself establish that every act connected to a wholesaling business is exempt from Arizona real-estate licensing requirements.
Actual conduct matters, including:
- Whether the person acts as principal;
- Whether another person’s property is being marketed;
- Whether prospects are procured for another;
- Whether negotiations are conducted for another;
- Whether brokerage-type advice is provided for compensation;
- Whether an owner exemption actually applies; and
- Whether other regulated activities occur.
43. Assignment Depends on the Contract
Whether a purchase agreement may be assigned depends on:
- The purchase agreement;
- Anti-assignment provisions;
- Required consents;
- Arizona contract law;
- The wholesale disclosure statute;
- Arizona real-estate licensing law;
- Foreclosure-related law; and
- Other applicable requirements.
Nothing on the Website guarantees that every purchase agreement is assignable.
44. Foreclosure and Financial Distress
The Website may attract homeowners who are:
- Behind on mortgage payments;
- Facing default;
- Facing foreclosure;
- Experiencing financial hardship; or
- Seeking a rapid sale.
We are not your:
- Mortgage lender;
- Mortgage servicer;
- Attorney;
- Financial adviser;
- Housing counselor;
- Mortgage broker;
- Loan-modification provider;
- Foreclosure consultant;
- Debt-relief provider; or
- Fiduciary
unless a separate legally compliant relationship expressly establishes otherwise.
45. Arizona Foreclosure Consultants
Arizona separately regulates foreclosure consultants.
A person may become a foreclosure consultant where the person, for compensation, represents that services will help a homeowner:
- Prevent or postpone foreclosure;
- Obtain forbearance;
- Exercise reinstatement rights;
- Extend a reinstatement period;
- Obtain waiver of acceleration;
- Obtain a loan or advance;
- Reduce foreclosure-related credit harm;
- Save the residence from foreclosure; or
- Accomplish a foreclosure reconveyance.
A direct purchaser should avoid portraying itself as the seller’s compensated foreclosure consultant unless the relationship separately complies with Arizona law.
46. Foreclosure Consulting Contract Requirements
A covered Arizona foreclosure consulting contract generally must:
- Be in writing;
- Be given to the homeowner for review at least 24 hours before signing;
- Use at least 12-point type;
- Identify the consultant’s contact information;
- Fully describe the services;
- Fully disclose compensation;
- Be dated and signed;
- Have each page initialed by each homeowner and the consultant; and
- Be acknowledged by a notary public in the homeowner’s presence.
These Website Terms do not replace those statutory documents.
47. Three-Business-Day Cancellation Right
A homeowner generally has the right to cancel a covered foreclosure consulting contract until midnight of the third business day following the day the homeowner signs a compliant contract.
That right cannot be conditioned on repayment of money previously advanced.
48. No Advance Compensation for Covered Foreclosure Consulting
A covered Arizona foreclosure consultant generally may not charge, collect, or receive compensation until after the consultant has fully performed each covered service that it contracted or represented it would perform.
49. Foreclosure Consultant Cannot Acquire the Client’s Residence
A covered foreclosure consultant generally may not acquire, directly or indirectly, any interest in the residence in foreclosure of a homeowner with whom the consultant contracted.
A direct cash buyer should therefore keep a clear operational distinction between:
- Purchasing property for its own account; and
- Serving as the homeowner’s compensated foreclosure-relief adviser.
50. Foreclosure Reconveyances
Arizona’s foreclosure-consultant law specifically recognizes a foreclosure reconveyance, generally involving:
- A transfer of title or specified interest in a residence during foreclosure; combined with
- A subsequent conveyance or promise of an interest back to the former homeowner allowing continued possession.
Potential:
- Sale-leasebacks;
- Lease-options;
- Repurchase arrangements; or
- Similar “sell now and get the home back later” structures
should receive transaction-specific Arizona legal review.
51. Ordinary Permanent Sale Is Different
An ordinary arm’s-length permanent property sale in which:
- The seller receives the negotiated purchase price;
- The buyer takes title; and
- No promised leaseback, repurchase, or reconveyance interest exists
is different from a foreclosure reconveyance.
The parties’ actual conduct and agreements control.
52. Requesting an Offer Does Not Stop Foreclosure
Submitting a Website inquiry, receiving a potential offer, or negotiating a purchase does not automatically:
- Stop a trustee sale;
- Cancel a notice of sale;
- Extend a foreclosure deadline;
- Cure default;
- Reinstate a mortgage or deed of trust;
- Modify a loan;
- Create forbearance; or
- Require a lender or servicer to delay enforcement.
Homeowners facing foreclosure should independently verify all applicable deadlines.
53. No Foreclosure-Rescue Guarantees
Unless separately authorized and legally qualified, we do not represent that:
- We act for your lender;
- We act for your servicer;
- We act for Arizona or the federal government;
- We guarantee foreclosure will stop;
- We guarantee forbearance;
- We guarantee a loan modification;
- We will negotiate your mortgage as your adviser;
- You should stop communicating with your lender;
- You should stop making legally required payments; or
- Selling to us is your only option.
54. Federal Mortgage-Assistance Rules
Where separate conduct constitutes mortgage-assistance-relief services under federal law, additional federal requirements can regulate:
- Advance fees;
- Advertising;
- Consumer notices;
- Communications with lenders and servicers; and
- Consumer acceptance.
55. Probate, Estate, Trust, and Inherited Property
Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.
A transaction may require:
- Personal-representative authority;
- Executor or administrator authority;
- Trustee authority;
- Probate-court documentation;
- Participation of heirs or beneficiaries;
- Appropriate deeds; or
- Other evidence of authority.
56. Insurance Claims and Fire-Damage Proceeds
A fire-damaged property may involve an open or completed insurance claim.
We do not act as your:
- Insurance company;
- Insurance producer;
- Public adjuster;
- Insurance attorney; or
- Insurance adviser
unless a separate legally compliant relationship expressly establishes otherwise.
Property owners are responsible for understanding:
- Insurance coverage;
- Proof-of-loss requirements;
- Claim deadlines;
- Insurance proceeds;
- Repair obligations;
- Mortgage-holder rights;
- Recoverable depreciation;
- Additional living expense issues;
- Assignment restrictions;
- Salvage rights; and
- Policy conditions.
57. Pending Insurance Claims
If property is sold while an insurance claim remains pending, transaction documents should address the parties’ respective rights concerning:
- Existing proceeds;
- Supplemental proceeds;
- Recoverable depreciation;
- Future payments;
- Additional claims;
- Repair obligations;
- Salvage; and
- Related benefits.
58. Insurance Rights Do Not Automatically Transfer
The sale of a fire-damaged property does not automatically transfer:
- The seller’s insurance policy;
- A pending insurance claim;
- Insurance proceeds;
- Recoverable depreciation; or
- Other policy rights.
Those issues depend on:
- Policy language;
- Applicable insurance law;
- Timing of the loss;
- Mortgage-holder rights;
- Insurer requirements; and
- Transaction documents.
59. Public Adjusting
Nothing on the Website constitutes public-adjusting services.
A seller seeking professional assistance negotiating an insurance claim should work with an appropriately licensed insurance professional or attorney where required.
60. Tenant-Occupied Property
The sale of tenant-occupied property does not itself terminate every lawful tenancy.
A purchaser should evaluate:
- Existing leases;
- Month-to-month tenancies;
- Security deposits;
- Fire-related displacement;
- Habitability issues;
- Required notices;
- Possession rights; and
- Applicable Arizona landlord-tenant law.
A property appearing physically vacant after a fire should not automatically be treated as legally free of tenant rights.
61. Homeowners Associations
Many Gilbert properties are located within planned communities or condominiums.
Separate Arizona statutes may require association-related disclosure, resale information, assessments, governing documents, or other information depending on the property.
These obligations are separate from fire-damage disclosure.
62. Federal Lead-Based Paint Disclosure
Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.
Nothing on the Website replaces applicable federal disclosure obligations.
63. Telephone Communications
By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:
- Your property;
- Property research;
- Scheduling;
- Inspections;
- Offers;
- Follow-up; and
- Potential transactions.
Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.
64. Arizona Recording Law
Arizona generally permits recording of a wire, electronic, or oral communication when:
- The recorder is a party to the communication; or
- A party has consented.
Because interstate communications can involve a jurisdiction with stricter recording requirements, additional notice or consent may be used.
Where another applicable jurisdiction imposes a stricter rule, that stricter rule controls.
65. Text Messages
If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:
- Your inquiry;
- Your property;
- Scheduling;
- Inspections;
- Offers;
- Follow-up; and
- Potential transactions.
Where required, additional consent will be obtained before regulated automated or marketing messages are sent.
Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.
Message and data rates may apply.
Message frequency may vary.
Reply STOP to request that applicable messages stop.
66. Email Communications
By providing an email address, you authorize communications concerning:
- Your property;
- Potential offers;
- Inspections;
- Due diligence;
- Scheduling;
- Follow-up;
- Services; and
- Potential transactions.
Applicable promotional emails will provide an unsubscribe mechanism.
67. Electronic Communications
Where permitted by law, you consent to receiving Website and transaction communications electronically.
This does not eliminate documents that applicable law requires to be delivered in another form.
68. Privacy
Our handling of personal information is described in our Privacy Policy.
69. Independent Decision-Making
Selling fire-damaged real estate can have substantial:
- Legal;
- Tax;
- Financial;
- Insurance;
- Construction;
- Environmental; and
- Personal consequences.
You may wish to consult:
- An Arizona attorney;
- A licensed Arizona real estate professional;
- A tax professional;
- An accountant;
- An insurance professional;
- A licensed contractor;
- An engineer;
- An environmental professional;
- An appraiser;
- A HUD-approved housing counselor; or
- Another qualified adviser.
70. No Professional Advice
Website content does not constitute individualized:
- Legal advice;
- Tax advice;
- Accounting advice;
- Financial advice;
- Insurance advice;
- Construction advice;
- Engineering advice;
- Environmental advice;
- Appraisal advice;
- Mortgage advice; or
- Foreclosure advice.
71. No Automatic Agency or Fiduciary Relationship
Use of the Website does not itself create:
- Seller agency;
- Buyer agency;
- A real estate brokerage relationship;
- A fiduciary relationship;
- Partnership;
- Joint venture; or
- Employment.
Where an Arizona licensed real estate professional participates, applicable brokerage and agency documentation controls.
72. Acceptable Use
You may not:
- Use the Website unlawfully;
- Submit fraudulent property leads;
- Knowingly provide materially false information;
- Impersonate another person;
- Submit property information without authority;
- Attempt unauthorized system access;
- Introduce malicious code;
- Circumvent Website security;
- Abuse Website forms;
- Interfere with Website operation; or
- Violate another person’s rights.
73. Intellectual Property
Unless otherwise stated, the Website and its original:
- Text;
- Branding;
- Graphics;
- Images;
- Designs;
- Layout; and
- Software
are owned by or licensed to I Buy Fire Damaged Homes Gilbert Arizona.
You may not commercially reproduce protected Website content without authorization.
74. Third-Party Websites and Services
We do not control or accept responsibility for independent third-party:
- Websites;
- Privacy practices;
- Content;
- Security;
- Products;
- Services;
- Representations; or
- Conduct.
75. Website Availability
We may modify, restrict, suspend, or discontinue Website features.
Continuous, uninterrupted, secure, or error-free availability is not guaranteed.
76. No Guarantee of Transaction
We do not guarantee:
- An offer;
- Appraised or fair-market-value pricing;
- A particular purchase price;
- A particular closing date;
- Successful assignment;
- Insurance recovery;
- Completion of repairs;
- Resolution of code issues;
- Completion of a transaction; or
- A particular financial result.
77. Marketing Claims
Website statements describing our offers or process as:
- Fair;
- Fast;
- Transparent;
- Hassle-free;
- No-pressure;
- Free;
- Local;
- No-fee; or
- Similar language
describe intended or possible service characteristics and do not guarantee a particular financial result.
The executed transaction documents control.
78. Testimonials
Testimonials describe individual reported experiences.
They do not guarantee that another seller will receive:
- The same offer;
- The same closing timeline;
- The same transaction structure; or
- The same outcome.
79. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:
- MERCHANTABILITY;
- FITNESS FOR A PARTICULAR PURPOSE;
- TITLE; AND
- NON-INFRINGEMENT.
Nothing in these Terms eliminates rights that applicable law does not permit to be waived.
80. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY FIRE DAMAGED HOMES GILBERT ARIZONA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.
OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.
This Website-only limitation does not govern rights or liabilities under separately executed:
- Purchase agreements;
- Assignment agreements;
- Brokerage agreements;
- Wholesale disclosures;
- Foreclosure-consulting contracts;
- Insurance-related agreements;
- Contractor agreements; or
- Other transaction-specific documents
unless those documents expressly provide otherwise and applicable law permits it.
81. Independent Third Parties
To the maximum extent permitted by law, we are not responsible for independent third-party:
- Representations;
- Pricing;
- Contracts;
- Professional services;
- Performance;
- Privacy practices; or
- Conduct.
Nothing in this provision eliminates liability that applicable law does not permit to be excluded.
82. Indemnification
To the extent permitted by law, you agree to indemnify I Buy Fire Damaged Homes Gilbert Arizona from claims arising from your:
- Unlawful Website use;
- Material breach of these Terms;
- Fraudulent information knowingly submitted;
- Information knowingly submitted without authority; or
- Violation of another person’s rights.
83. Governing Law
These Terms are governed by the laws of the State of Arizona, except where another law must apply.
84. Venue and Disputes
Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Arizona.
These Website Terms do not impose mandatory arbitration.
A separately executed transaction agreement may contain different enforceable dispute provisions.
85. Non-Waivable Arizona Rights
Nothing in these Terms waives rights that cannot legally be waived under applicable:
- Arizona fraud and disclosure law;
- Arizona Real Estate Law;
- Arizona wholesale-buyer and wholesale-seller disclosure law;
- Arizona Consumer Fraud Act;
- Arizona foreclosure-consultant law;
- Arizona communications-interception law;
- Arizona security-breach law;
- Town of Gilbert building or fire requirements;
- Federal mortgage-assistance rules;
- Federal lead-disclosure law; or
- Other applicable law.
86. Transaction Agreements Control
These Website Terms do not replace:
- Purchase agreements;
- Assignment agreements;
- Brokerage agreements;
- Seller property-disclosure statements;
- Wholesale-buyer disclosures;
- Wholesale-seller disclosures;
- Foreclosure-consulting contracts;
- Title documents;
- Escrow instructions;
- Insurance-related agreements;
- Contractor agreements; or
- Other transaction-specific documents.
A separately executed transaction agreement governs that transaction to the extent enforceable.
87. Changes to These Terms
We may update these Terms periodically.
Updated Terms become effective when posted or on another identified effective date, subject to applicable law.
88. Severability
If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.
89. No Waiver
Failure to enforce a provision does not waive the right to enforce it later.
90. Assignment
You may not assign these Website Terms without our written consent.
We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.
This provision does not determine whether a real estate purchase agreement may be assigned.
Assignment of a purchase agreement is governed by:
- The agreement itself;
- Arizona contract law;
- Arizona’s wholesale-disclosure statute;
- Arizona real estate licensing law;
- Foreclosure-related restrictions; and
- Other applicable requirements.
91. Entire Agreement Regarding Website Use
These Terms and the Privacy Policy govern Website use.
They do not supersede separately executed real-estate transaction documents.
92. Contact Us
Questions concerning these Terms may be directed to:
I Buy Fire Damaged Homes Gilbert Arizona
Gilbert, Arizona
United States
Website: ibuyfiredamagedhomesgilbertarizona.com